Terms of Use All site contents © 2009 Collaborative Ventures. All rights reserved. Welcome to the website of Collaborative Ventures. This website is best viewed using Internet Explorer browser or Morzilla Firefox. Use of this website, and information distributed in conjunction with this website, including without limitation the Collaborative Ventures E-Mail Update Service.  Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy and other notices posted on this website. If you do not agree to be bound by and comply with all of the foregoing, you may not access or use our currency information, services, or website. We suggest you print a copy of each of these documents for your records. Collaborative Ventures shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effectively immediately following the posting of such changes on this website. The most recent version of these Terms of Use may always be found at http://www.collaborative-ventures.com/c-terms.shtml. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes. These Terms of Use were last modified on April 1, 2009. Disclaimer The performance of this website and all information contained on, downloaded or accessed from this website are provided to you on an "as is" basis, without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties. Collaborative Ventures shall be not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, Internet access providers, computer equipment, software, or any combination thereof including any injury or damage to your or any other person's computer as a result of using this website. Collaborative Ventures reserves the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or this entire website or any information contained thereon without liability or notice to you. As a visitor to our website, you acknowledge and agree that any reliance on or use by you of any information available on this website shall be entirely at your own risk. In no event shall Collaborative Ventures nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website, even if Collaborative Ventures or such provider has been advised of the possibility of such damages.